Premier Financial Solutions provider


Enter your personal info below and let’s start talking about your new loan.

Success! Your message has been sent to us.
Error! There was an error sending your message.

WANANDEGE Savings and Credit Co-operative Society Limited was founded and registered on 22nd June, 1977 under the Co-operative Societies Act, Cap. 490. It is licensed under the Sacco Societies Act, Cap 490B to do Sacco Deposit Taking Business and is regulated and supervised by Sacco Societies Regulatory Authority (SASRA) The Sacco draws it membership from employees of Kenya Airways, related companies in the aviation industry, other non-aviation related companies and groups /individuals in business.

Low Interest Rates
High Returns on Deposits
Lower Insurance Premiums

FOSA Loans and Advances

Airlift Loan

Be it business, medical emergency, or pleasure this service is tailor made to suit members needs 24 hours a day, all year round. To receive this loan a member needs to satisfy the following criteria.

  • Send your current Payslip to Credit Manager; jcheruto@wanandegesacco.com for review and setting loan limit.
  • One can only take a maximum amount of Shs. 140,000.00
  • Repayment

  • For a loan that is anywhere between Ksh. 20,001/= to Ksh. 70,000/= the payment period is 1 or 2 months.
  • For a loan amount anywhere between Ksh. 70,001/= to Ksh.140,000 the payment period is 1-3 months.
  • Dial *346# to access the Airlift loan today.

Salary Advance

This is a new service by Wanandege Sacco for its members that channel their salary through FOSA. with current living standards growing higher everyday we understand that for our members even adjusting living standards, it is necessary to meet urgent costs. Members through this service will be able to access part of their salary before the end of the month. This helps our members to meet their financial needs such as bills before accessing their end month salaries.

  • The loan is payable in 12 months.
  • The loan is available upon a members third deposit.
  • The interest on the loan is 12% reducing balance.
  • IThis loan is also available for check off members.

Maternity&Paternity Loan

When that little bundle of joy comes along the need to take some time off work is often an important decision that most couples are faced with, mostly considering the financial implications such a decision may come with. For members of Wanandege Sacco this decision is made much easier by our Maternity/Paternity Loan Service.

  • The product is well packaged to suit members on maternity/paternity leave.
  • The loan is repayable in 12 months.
  • Maximum loan granted granted is Ksh. 100,000/=
  • Applicable interest is 14%pa.

Annual Leave Loan

For members that have accrued those leave days and are intending to take an annual leave or holiday, Wanandege Sacco offers them a great opportunity to finance their holiday with very favorable interest rates.

  • Maximum loan granted is Ksh. 100,000/=
  • Repayable in 12 months.
  • Applicable interest is 14%p.a.
  • Emergency loans of more than Ksh. 30,000 require documented evidence.
  • Security in the form of a guarantor or a members own deposits is also required.
  • Bash Loan

    AFor those special occasions, celebrations, or weekend plans for Wanandege Sacco Members this is the best product for them.

  • Maximum loan granted is Ksh. 50,000/=
  • Repayable in 12 months
  • Applicable interest is 14%p.a..
  • Advances

    This product is meant to meet members needs in between salaries and is available in long term and short term packages.

  • These loans are processed Instantly.
  • Short term loans of between 1-2 months accrue a 13% interest p.m.
  • Long term loans of between 6-12 months accrue a 14% interest p.m.
    • Minimum operating balance ksh 1,000
    • Minimum interest earning balance ksh 10,000
    • Ledger fees ksh 100 per month
    • Penalty on balances below ksh 1,000/= is ksh 150 per month
    • Competitive interest rates
    • Closing of fosa accounts ksh 500
    • Original and copy of personal identification ( passport or National Id card
    • One Passport sized photo
    • Minimum six months consistent contributions
    • Duly filled loan form
    • Two original current pay slips
    • Loan will attract appraisal of 2% and Insurance fee of 1% once processed
    • Mode of payment check-off and standing order (Salaried)

    How Much do you need?

    Success! Your message has been sent to us.
    Error! There was an error sending your message.

    Contact Us

    Success! Your message has been sent to us.
    Error! There was an error sending your message.