Dividend advance is pegged on the dividend payout.

1. Available on *346#.
2. Amount recovered during dividend posting.

This product is meant to meet members needs in between salaries and is available in long term and short term packages. This loan is processed Instantly. Available on *346#.

1. Maximum loan limit is Ksh. 500,000.
2. Repayable in 2 months.
3. 10% Interest on reducing balance per month.
4. Security is own deposits.
5. Zero processing & insurance fees
6. Dial *346# to access Short Term Advance.

Be it business, medical emergency, or pleasure this service is tailor made to suit members needs 24 hours a day, all year round. To receive this loan a member needs to satisfy the following criteria.

1. Send your current Payslip to Credit Manager  for review and setting loan limit.
2. One can only take a maximum amount of Shs. 200,000.00
3. 10% Interest reducing balance per month.

Repayment

1. Loan amount of 1-20,000 repayment period is 1 month
2. For a loan that is anywhere between Ksh. 20,001/= to Ksh. 70,000/= the payment period is 1 or 2 months.
3. For a loan amount anywhere between Ksh. 70,001/= to Ksh.200,000 the payment period is 1-3 months.
4. Dial *346# to access the Airlift loan today.

This is a new product by Wanandege Sacco for members whose salary is channeled through FOSA. Members through this service will be able to access part of their salary before the end of the month. This helps our members to meet their financial needs before accessing their end month salaries. Available in *346#

1. Maximum qualification is 75% of 3 months average salary.
2. The loan is payable in 1 month.
3. 10% Interest per month.
4. This loan is also available to members channeling their salary through FOSA.

For members that have accrued those leave days and are intending to take an annual leave or holiday, Wanandege Sacco offers them a great opportunity to finance their holiday with very favorable interest rates.

1. Maximum Loan is 3 times Net Salary subject to 90% deposits
2. Repayable in 6 months.
3. Interest Rate – 5%p.m on reducing balance.
4. Applicable to FOSA salary accounts holders only.
5. Disbursed within an hour of application
6. Security is on deposits or guarantors.

For those special occasions, celebrations, or weekend plans for Wanandege Sacco Members this is the best product for them.

1. Maximum loan granted is Ksh. 50,000/=
2. Repayable in 12 months
3. 14% Interest per annum.
4. Security is on deposits or guarantors.